Nip it in the Budget
Ramblings from Connor’s dad – When it comes to budgets and money, I think most Americans are clueless. Statistics show, on average, we spend more then we make. The commercials and ads remind us with neat jingles that we can have it our way, that we deserve the best, and that we deserve it NOW! No cash down, with easy credit! (Just don’t read the fine print and interest rate!!)
Sadly, our society today believes in instant gratification. Delayed gratification is so “unfair”! I’m reminded of Verruca Salt, the whiny girl in “Willy Wonka and the Chocolate Factory”, who screamed “I want it Daddy, and I want it NOW!”
The antithesis of Verruca Salt is Dave Ramsey. He is like John the Baptist, a voice crying in the wilderness. Kris and I have been an admirer of his for years. His famous line is ‘live like no one else, so you can live like no one else!” Meaning don’t live like the world does, paycheck to paycheck. Save and live under your means. When its time to retire, instead of being in debt up to your eyeballs like everyone else, you will have a nest egg, like no one else!
If you need help on putting together a budget, he is a great place to start. Matter of fact, he is a good place to end up!
Are we great money managers? Not yet. Are we trying to do better? Oh, yeah! We want to be in a position so that when opportunities come up to minister, we don’t miss out on being used by Him.
My prayer is that all three of our kids will grow up being good money managers. Not to be rich. To be good stewards. To always be available to be used by Him!…
The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty. (Proverbs 21:5)